What is Financial Planning
Finance AI Compliance: Ethics, Regulations & Practices
Why do we have Risk Profiling?
The provisions of the Protected Disclosures (Amendment) Act 2022 (the ‘Act’) will commence on 1st January 2023, transposing EU Directive 2019/1937, which is aimed at harmonising the level of protection afforded to people reporting breaches of European Union (EU) laws across Member States.
The Taxation of Foreign Pensions in Ireland
As more and more individuals come home to Ireland or relocate to Ireland, the taxation of assets brought with them takes on importance once Irish tax residence is established. What tends to be of most concern is the myriad of pension products that individuals accumulate while living and working outside of Ireland.
The tax treatment of overseas pensions, and in particular, the taxation of lump sum payments from foreign pensions is an increasingly complex affair under Irish tax legislation. This article will examine the tax treatment of overseas pension income and overseas pension lump sum payments, together with the current Irish Revenue position on such lump sum payments.
Understanding SFDR and IDD
This article endeavours to explain the regulations and what advisers need to do to meet the regulations.
Regulations
It’s all about ESG – Environmental, Social and Governance – helping improve ethical behaviour in how companies operate, and working towards improving climate change. The European Commission’s Action Plan on Sustainable Finance is aimed at putting financial pressure on companies throughout the world to improve conditions for workers and to reduce their carbon emissions.
A New Era for Protection – The Rise of ‘Living Benefits’
The 2020’s are certainly proving to be eventful, with a global pandemic, war in Europe, and a cost of living crisis. In times of uncertainty like these, as we become more aware of our physical and financial vulnerability, it’s natural to seek reassurance and security. This is where protection comes in.
In this article, Colette Houton, Head of Underwriting at Zurich Life, discusses several factors that suggest that the time for protection advice, and in particular advice on ‘living benefits’, has never been more opportune than now.
Maximising Your Wealth: The Benefits of Working with a Financial Planner
Whether you are an employee, a business owner or a high net-worth individual, managing your finances effectively is critical to your success as well as to your financial and mental wellbeing. However, the complex nature of financial planning can be overwhelming and time-consuming, which is why working with a Financial Planner is a worthwhile step towards achieving your long-term financial goals.
Guaranteed Irish member LIA (the centre of excellence for the education and development of Finance Professionals in Ireland) explain here the key reasons why people should consider working with a Financial Planner and the benefits of doing so. They also discuss the qualifications that you should look for in a Financial Planner, including the Qualified Financial Adviser (QFA) and Certified Financial PlannerTM (CFP) designations.
Ready for an Exciting Future in the Finance profession? Here's How the CFP® Can Get You There!
Are you serious about having a career in Financial Planning or Wealth Management? Are you unsure of what steps to take? The Certified Financial Planner (CFP®) designation is a globally respected and internationally recognised certification that will provide you with the necessary skills, knowledge, and credibility to excel in this field. In this blog, we'll explore why you should strongly consider the CFP, how it can benefit your career and what you’ll need to do to get the designation. You will see how getting this certification can lead to an exciting and rewarding career in Financial Planning.
Why QFAs in Ireland should consider the CFP
If you already hold the QFA (Qualified Financial Adviser) designation you should strongly consider the CFP as your next step. The CFP's comprehensive curriculum covers topics such as retirement planning, investments, taxation strategies and estate planning to an advanced level, and will enable you to demonstrate strong expertise in financial planning - thus earning you additional credibility amongst clients and prospective employers. By obtaining this certification, you can set yourself apart from other advisers with your commitment to excellence.