We're excited to announce the release of the 2025 CPD Annual Update. This essential reading is packed with the latest insights on economic trends and regulatory changes. It’s designed to sharpen your expertise, deepen your understanding of complex financial topics, and elevate your professional practice.
1. Global and Domestic Economic.jpg)
Uncertainty
Heightened geopolitical tensions, trade wars, and slowing growth have created a challenging environment for consumers and advisers alike, with inflation volatility and trade policy impacts central to this year’s outlook.
2. Major Regulatory Updates
The Consumer Protection Code 2025, MiCAR crypto-asset regulations, Fitness & Probity updates, and sustainability-linked suitability assessments are key focus areas that advisers must prepare for.
3. Pensions Reform and Auto-Enrolment
Notable changes include Standard Fund Threshold (SFT) increases, revised PRSA rules, new contribution caps, and the launch of auto-enrolment in January 2026.
4. General Insurance and Risk Trends
Ongoing claims inflation, evolving AI regulation (EU AI Act 2023), cyber risks under DORA, and sustainability impacts are shaping insurance markets and adviser conversations.
5. Private Health Insurance and Consumer Behaviours
The manual highlights trends including rising claims costs, an ageing insured population, the expansion of telehealth, and affordability pressures that influence consumer decisions.
6. Private Health Insurance and Consumer Behaviours
The manual highlights trends including rising claims costs, an ageing insured population, the expansion of telehealth, and affordability pressures that influence consumer decisions.
7. Credit Unions
Updates on sector numbers, new legislation and exempted services, levies, and the latest annual regulatory circular.
8. Sustainability Addendum
A dedicated section focusing on ESG integration, climate-related risks, and sustainability challenges across financial services.
After downloading the manual, you’ll be prompted to complete a declaration confirming that you’ve read the update. Once signed and submitted, 4 CPD hours will automatically be added to your LIA CPD record across categories 1-8, including Credit Union and Debt Management. Those who hold the PTP designation exclusively, can earn 1 CPD hour in this category.
- Log-in to LIA Elevate.
- The Annual Update Manual will be available in your Learning Centre.
- Simply follow the steps provided, and don’t forget to sign the declaration to automatically receive your CPD.
*Note: Unlike previous years, there’s no need to manually log this in your CPD record.
Please note, you must be an active LIA member to access this resource. If your membership has lapsed, click here to log in and select the ‘reinstate membership’ button on your dashboard.
For any questions, please contact the Member Services team at membership@lia.ie. We are happy to assist you.