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Overview

We're excited to announce the release of the 2026 CPD Annual Update. This essential reading is packed with the latest insights on economic trends and regulatory changes. It’s designed to sharpen your expertise, deepen your understanding of complex financial topics, and elevate your professional practice.`

Key highlights - what you can expect to find inside

  1. Global Uncertainty and Economic Volatility – Middle East conflict and trade tariffs are driving market volatility, with Irish Q1 2026 GDP swinging sharply due to multinational sector influence.
  2. New Consumer Protection Code 2026 – The revised Code took effect 24 March 2026, replacing the 2012 version with expanded protections across digitalisation, mortgages, fraud, vulnerability, and climate risk.
  3. Automatic Enrolment (MyFutureFund) Goes Live – Launched 1 January 2026; over 800,000 employees auto-enrolled and 60,000 opted in voluntarily by May 2026.
  4. Investment: EIIS Relief Simplified – EIIS now gives 40% income tax relief upfront, with investment limits up to €2 million per year for designated funds.
  5. General Insurance: Geopolitical, Cyber and Climate Risk – WEF's 2026 report ranks geopolitical conflict as the top risk, while insurers face rising cyber threats and climate losses ($107bn insured natural catastrophe losses in 2025).
  6. Private Health Insurance: Market and Product Trends – Covers current trends in market development, risk equalisation, and sustainability.
  7. Housing Loans: First-Time Buyer Definition Widened – Central Bank's new "fresh-start" principle lets divorced, separated, or insolvent borrowers qualify as first-time buyers.
  8. Consumer Credit and Debt Management – New guidance clarifies consumer definitions and adds requirements for debt management firms under the Consumer Protection Regulations.
  9. Credit Unions – Sector Consolidation Continues – 172 credit unions remain (down from 205 in 2022), serving 3.7 million members with €22.51 billion in assets, alongside new DORA requirements.

CPD

After downloading the manual, you’ll be prompted to complete a declaration confirming that you’ve read the update. Once signed and submitted, 4 CPD hours will automatically be added to your LIA CPD record across categories 1-8, including Credit Union and Debt Management. Those who hold the PTP designation exclusively, will earn 1 CPD Hour for reading this manual.

Accessing this years annual update manual
LOGIN TO LIA elevate and access the Annual update manual.

Please note, you must be an active LIA member to access this resource. If your membership has lapsed, click here to log in and select the ‘reinstate membership’ button on your dashboard.

Questions?

For any questions, please contact the Member Services team at membership@lia.ie. We are happy to assist you.