Why the RPA

The RPA is a professional designation designed for pension specialists who want to take their Retirement Planning knowledge beyond minimum competency levels. The RPA is one of LIA’s specialist designations which surpasses minimum competency requirements and is designed for those who wish to take their knowledge in the area financial planning for retirement beyond MCC levels. This designation has been made mandatory in some companies while the course which leads to the RPA designation, has been enthusiastically welcomed by both the Pensions Authority and Pensions Ombudsman.

Students must have the QFA designation prior to enrolling on the RPA modules.

Retirement Planning

The course content reflects the changing nature of private retirement provision in Ireland where customers are increasingly exposed to the risks previously carried by employers or insurers.

Course Aims

Course Aims

The RPA will provide you with specialist knowledge and the ability to:
  • assess any aspect of retirement planning for any customer type
  • describe different types of charges in DC private pension arrangements, including being able to calculate the projected Reduction in Yield (RIY) for products, given specific explicit charges
  • communicate the charging structure of different schemes
  • describe the circumstances and requirements applying to the payment of a transfer value from one type of arrangement to another, including to overseas arrangements
  • illustrate to a consumer the potential risk of bomb out in an ARF or vested PRSA using simulations, and how such a risk may vary by the asset allocation adopted
  • describe and compare different options that apply to a customer when taking retirement benefits
  • make a personalised recommendation to a customer in relation to their retirement planning needs.
Important Dates

Next Exam Session:

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Having the RPA has given me more confidence on client visits, I’m now taking a more complete view of retirement planning, assessing client assets as well as other streams of income that can be incorporated into a more complete retirement plan.The quality of material on the course is first class and I’ve been able to draw upon the RPA community taking on board their experience and advice to improve as a retirement planning professional

Graduate Story

Brian Flanagan

from €465 per module

Module Pricing

The registration fee for each module starts from €465* and includes examination entry, textbook, online lectures and access to our online student resource Your LIA, for study supports.

*See individual module details for individual module prices.


To be awarded the RPA designation by LIA, you must register for and successfully complete a two module educational programme offered by LIA’s academic education partner, the Institute of Banking which is a recognised college of University College Dublin (UCD). Those who successfully complete this programme are awarded the Professional Diploma in Retirement Planning Advice by UCD – a 10 ECTS (European Credit Transfer and Accumulation System) qualification at level 7 of the National Framework of Qualifications.

The programme content reflects the changing nature of private retirement provision in Ireland where customers are increasingly exposed to the risks previously carried by employers or insurers.


Entry Requirements

Students must have the QFA designation prior to enrolling on the RPA modules

Enrol Now

Course Modules

Retirement Planning Advice I

  • State Pension Entitlement
  • Sole Traders and Partners
  • Proprietary Directors
  • Employees
  • Charges
  • Leaving Service
  • Transfers
  • Pension Adjustment Orders
  • Retirement Benefit Options
  • ARFs and Vested PRSAs
  • Written paper
  • 2 hours duration
  • Pass mark 40%
Next Exam Date: 11th May 2019 Close Off Date: 22nd February 2019 Module Cost: €465

Retirement Planning Advice II

  • Factfinding
  • Quantifying The Retirement Income Need
  • Investment
  • Risk Benefits
  • Succession and Estate Planning
  • Pension Limits
  • Making a Personal Recommendation
  • Case Study 1
  • Case Study 2
  • Case Study 3
  • Written paper
  • 2 hours duration
  • Pass mark 40%
Next Exam Date: 18th May 2019 Close Off Date: 22nd February 2019 Module Cost: €465

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